I'm state-licensed in property, casualty, and life insurance -- and also write on personal finance, marketing, business, tech, auto, fitness, and travel topics.
11 Reasons Why You Need to Hire a Freelance Writer
We’ve all heard this nugget of wisdom: “If you want something done right, you have to do it yourself.”
Whether that particular nugget is really golden is up for debate. Doing it all yourself is asking for trouble in most businesses — and trying to be a one-man or one-woman army prevents you from growing your business in all the wonderful the ways you envision. Instead, you’re swallowed in a clinging-tentacle swamp of minutiae.
Multitasking has its practical limits. For some tasks, it’s better to call in a pro so you can focus on what you do best.
Tips to Build Savings for Your Emergency Fund
Experts recommend that you save enough to cover 3-6 months worth of living expenses. In 2017, 66 Million Americans have nothing saved. Another 20 percent of Americans have less than 3 months of savings. A recent CareerBuilder survey says 75 percent of workers often live paycheck to paycheck.
Job Interview Questions: “What are Your Weaknesses?”
Hiring a new employee is often a process of deselection. In many cases, a candidate is offered a job after all other candidates have been eliminated or placed on the B-List.
To speed this process, experienced hiring managers have mastered the art of the interview, becoming both experts at interrogation and red-pen executioners.
They’ve practiced for this game, and as a hopeful new hire, so should you.
2017 Kia Soul: A Party-Rocking Yet Practical Compact Crossover
A lot has changed in the world since the Soul’s toe-tapping launch, but seven years later, the 2017 Kia Soul has stood the test of time, still whimsically reminding us that too much serious stuff is a drag, and that a good party can last for years.
To understand the soul of this free-spirited Kia, you have to loosen your necktie a bit, and maybe don a pair of those big, white-framed glasses that were all the rage in 2010. The Soul is a fun car, labeled as a crossover by Kia’s marketing guys.
2017 Subaru Outback: Blazing a Dusty Trail
Since its inception in 1995 as a trim level for the iconic Subaru Legacy Wagon, the Subaru Outback – now a distinct model – has defied categorization. Neither a typical SUV nor what we normally see as a crossover, the high-riding all-wheel-drive wagon brings together utility, creature comforts, and the ability to go places other wagons and crossovers dare not tread.
The Beginner’s Guide to Personal Insurance
Nearly 7 percent of insured homes will have a claim this year and every new sunrise brings another 16,000 reported auto accidents. Modern life is risky business.
Insurance of any type is the transfer of risk from an individual to a group. If you lost your house in a fire or your car in an accident, the expense of rebuilding your home or replacing your car can be a financial disaster.
This 7,000-word guide answers all the questions you have about personal insurance, including auto insurance, home insurance, and life insurance.
Insurance Company Reviews: Best Car Insurance
According to the Insurance Information Institute, in 2015, the average auto liability claim for bodily injury was over $17,000. This represents injuries to other people as opposed to your own injuries. About 5 percent of bodily injury claims top $100,000. Whether $17,000 or over $100,000 or somewhere in between, most of us don’t have that kind of loose change under the couch cushions.
Do you have the right auto insurance coverage to protect your assets?
5 Running Tips for Absolute Beginners
As children, we ran everywhere we went. We didn’t need a reason to run and there wasn’t much benefit in getting to where we were going faster. Running was just fun, magically able to transform the mundane into grand adventure. Once we’ve grown up and left the running habit behind us, getting started with running again can be an uphill battle.
Here are 5 running tips for beginners to get you over that first hill and beyond.
Spending Too Much on Sales Leads? Start Content Marketing.
This post explains why businesses need to develop an effective content marketing strategy.
Content marketing changes the relationship between you and the prospective customer. Instead of beginning the relationship in a sometimes adversarial way, and having to first win the customer’s confidence before you’ve any hope of moving the conversation forward, you are instead providing value with no cost or obligation by the customer.
You’re creating goodwill, lowering apprehension in the same way that a kind smile can warm a greeting. The entire tone of the conversation changes for the better.
Making Sense of Honda’s Sensing® Safety Features
Driving a car used to be easy. As long as you could see over the dash and your feet could reach the pedals, you had a reasonably good chance of arriving at your destination without incident.
Modern roadways are busier, filled bumper-to-bumper with newspaper readers, cell phone fiddlers, makeup putter-onners, and meatball hoagie gobblers swerving in close proximity.
Honda’s high-tech answer to modern, mobile mayhem is a suite of safety features and driver-assistive technologies, collectively named Honda Sensing®.
Clearing the Fog: Is Vaping Safer Than Smoking?
Cigarettes, along with processed foods, water treatments, and pesticides used in farming, represent a massive leap of faith by the public, both in governments and in the industries surrounding the chemicals we ingest or inhale.
Chemical compounds in these products and their effects are often unknown to us or not fully understood — and most of us use, eat, drink, or smoke these products hoping that our ignorance won’t kill us more quickly than curiosity killed the cat.
Supercharge Your Writing: Google Docs Add-ons for Writers | VersaWriter
Workflow is everything for writers, and tools that integrate with Google Docs as Add-ons help improve that workflow, allowing you to perfect your document without leaving Google Docs.
Copying and pasting between apps to check grammar etc. is a drag, often destroying your formatting and inviting disaster.
This post details powerful tools that integrate with Google Docs to help make your report, article, or document the masterpiece you'd envisioned.
What You Should Know Before Starting Your Photography Business
Have you been dreaming of starting your own photography business? Starting your own business can be fun, scary, and exciting, sometimes all at the same time. To maximize your chances of success, there are some important thoughts to consider before diving in head first.
You can start by having an honest conversation with yourself, or with a colleague, about what will be required to get started. Once that’s established, if the decision to move ahead still makes sense, you can look at business structures, overhead, and marketing costs in greater detail.